HYIP is the abbreviation for High Yield Investment Program. Are hyip helpful? It is easy to be tempted by abnormal incomes, but you should beware; a lot of HYIPs are just disguised ponzi schemes. In a typical scheme of the kind named after Charles Ponzi unusually high short-term returns are ?guaranteed? to attract more naïve individuals to invest. Early investors are paid with the money that the next generation of investors invest in the scheme. Read the rest of this entry »